With the Chase Sapphire Preferred Card, trip cancellation insurance will reimburse you or your immediate family members up to $10,000 per person (for a maximum of up to $20,000 per trip) if a. With the Chase Sapphire Preferred, cardholders can earn 60,000. The card typically comes with a generous sign-up bonus. $1,200 in sign-up bonus value. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. The Chase Sapphire Preferred requires good to excellent credit to qualify, so you should aim for a credit score of at least 700. $ 0. The Chase Sapphire Preferred® Card is one of the best travel credit cards for those new to earning rewards as well as one of the best for those who are an expert at redeeming Ultimate Rewards Points for maximum value. 49% Variable Credit Score Excellent,. Sapphire Reserve — 550 USD per year, with a 75 USD fee for each additional authorized user. The Chase Sapphire Preferred card and the Capital One Venture card both have $95 annual fees and offer a wide range of travel benefits. The Chase Ink Business Preferred earns a solid 3 points per dollar on the first $150,000 spent each account anniversary year on a combination of travel (the same broad category as with the Sapphire Preferred); shipping purchases; internet, cable and phone services; and advertising purchases made with social media sites and search. Transfer points to a partner: If you have a Sapphire Reserve or Sapphire Preferred credit card, you have the ability to transfer your rewards points (in 1,000 point increments) to. Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. You also need to be under Chase’s 5/24 rule. While Apple Card will be a great card for most people, those who are looking to maximize their earning potential for travel will be much better served with the Chase Sapphire Preferred® card. Chase Sapphire Preferred: Complete Guide to Benefits & Points - Katie's Travel Tricks. 49% variable APR on purchases and balance transfers and does not offer an intro period on purchases or balance transfers. 25 cents per point through the Ultimate Rewards travel portal. There are no credit requirements or age restrictions, either. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. A pending credit card transaction is a purchase or charge that hasn’t been fully processed. 60,000 bonus points. Lounge access with Chase Sapphire Reserve. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. The Chase Sapphire Preferred is a desirable card even without a welcome offer, but the bonus points take it over the top. Activate by July 31, 2024. New Chase Sapphire Preferred cardholders can earn 60,000 Ultimate Rewards points after spending $4,000 on purchases in the first three months of account opening. Earn 80,000 Membership Rewards® points (after spending $8,000 in the first 6 months): The Platinum Card® from American. Chase Sapphire Preferred Card: Best for beginners. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. It offers bonus rewards for travel and dining, with options for. 49% variable APR on purchases and balance transfers and does not offer an intro period on purchases or balance transfers. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300 is spent on travel purchases annually. Earning Rewards. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Chase Sapphire Preferred Card overview. Chase Sapphire Reserve 's $550 annual fee is higher than the average annual fee among new credit card offers right now. Barclaycard Arrival Plus, on the other hand, stopped accepting new applications in June. credit score 690-850 (Good - Excellent) Get. The Chase Sapphire Preferred Card offers several benefits to cardmembers for an annual fee, including: Annual travel credit: $50 Annual Ultimate Rewards Hotel Credit Authorized user fee: None Foreign. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. Chase Sapphire fees. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. The Chase Sapphire Preferred 10% anniversary bonus multiplies the dollar amount you've spent on the card by 0. Morgan Reserve cardmembers benefits: Free DashPass through 12/31/24 or a minimum of 1 year depending on activation date. It all starts with a sign-up bonus of. Chase Sapphire Preferred Card. 49% and runs up to 29. Chase Sapphire Preferred annual benefits. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel. Limited to one Sapphire card (e. If you. A. 25 cents each toward the cost of a travel purchase through the Chase Travel Portal; If you instead have the Chase Sapphire Reserve, points can be redeemed for 1. First, you could book flights directly through the Ultimate Rewards travel portal. That makes a 60,000-point welcome offer. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. OR . A generous sign-up bonus. The Sapphire Preferred is often recommended as a great beginner travel card because you can either transfer your points to partner airline and hotel loyalty programs or redeem your points at 1. Ink Business Preferred Credit Card: Best for small business owners. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Standard Plus: The Standard Plus $329 annual fee gives you ten complimentary lounge visits, after which lounge access costs $35 per visit. The Chase Sapphire Preferred provides up to $500 per ticket for delays of at least 12 hours or those requiring an overnight stay. If you spend a lot in these categories, the Chase Sapphire Preferred card may be a better choice from an earning perspective. The Chase Sapphire Preferred is a mid-tier travel rewards card for those with excellent credit. Right now, the Chase Sapphire Reserve has a welcome offer of 60,000 points after you spend $4,000 on purchases in the first three months from account opening. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the. You’ll enjoy these benefits: Up to $3,000 per person per trip in lost luggage reimbursement. As the branding implies, the Chase Sapphire Preferred is not a United exclusive card, with United being only one option in a long list of potential transfer. com. The Chase Sapphire Reserve® is a premium travel credit card and its annual fee reflects such: It costs $550 each year to hold the card. 49%, and the Reserve starts at 22. The Chase Sapphire Preferred card and World of Hyatt card are both great for lost and delayed luggage. If not, go with the Chase Sapphire Preferred® Card. Navigate to ‘Account Services. But if you redeem them. From flexible and valuable points to wide-ranging travel protections, the Chase Sapphire Preferred® Card. So, while the average score for approvals is "good" to "very good," perfect credit history isn't necessary. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. One benefit is reimbursement for a TSA PreCheck, Global Entry or NEXUS fee. The card’s strengths include its ability to earn valuable Chase Ultimate Rewards Points on every purchase, the variety of redemption options it offers, and even its shopping benefits. Chase Sapphire Preferred ® Cardholders earn Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. Earning Rewards With both cards, you. The $95-annual-fee Chase Sapphire Preferred Card and the $550-annual-fee Chase Sapphire Reserve offer high coverage limits and industry-leading reimbursement terms, surpassing most other travel. You can use the rewards you earn from the Freedom Unlimited for travel rewards. You can product change (essentially downgrade) your Sapphire Preferred card to the Chase Freedom Flex or the Chase Freedom Unlimited. It all starts with a sign-up bonus of. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. The Chase Sapphire Preferred is popular because it offers desirable rewards rates on travel, hotels, car rentals and more, including everyday spending categories like dining and streaming. Yes, Chase Sapphire Preferred is worth the $95 annual fee if you have at least good credit and you like to travel. Chase Sapphire Preferred basics. Chase Sapphire Preferred® Card Apply Now On Chase Bank USA, NA's Website 4. In general, Chase Ultimate Rewards® points are worth 1 cent each. The Chase Sapphire Reserve covers losses up to $75,000 while the Chase Sapphire Preferred will reimburse up to the actual cash value of the vehicle. There’s also no limit to the number of users you can add. There are four ways to use a Chase Sapphire card to purchase airfare. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full. 25 cents apiece) toward travel booked directly through the Chase Ultimate Rewards portal, which includes flights as well as hotels, cruises, vacation rentals, and more. To be eligible, you have to pay one of the TTP's application fees with. The card also allows you to receive 1 cent in value when redeeming points for a general statement credit, while the Capital One Venture X card offers just 0. Another benefit is the ability to stack CLEAR with other programs, such as TSA PreCheck. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. Learn more about the Chase Sapphire Lounge by The Club and enjoy travel benefits today. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. Learn how the. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. It all. The Chase Sapphire Preferred® Card, meanwhile, is a. Earn unlimited 3% back at Amazon. Sapphire Preferred — 95 USD per year. Chase Sapphire℠ Checking Account Fees. In summary. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. Chase Ink Business Credit Cards: 20,000 bonus points for each referral — up to 100,000 points per year. Chase Sapphire Preferred benefits. I recently got notified that I was qualified for it with a $6000 credit line but wasn't sure if it was worth it. 49% while the APR on the Venture Rewards is 19. A. 0125 each, which can add up to significant savings. Primary cardmembers and authorized users are allowed a maximum of 2. And when choosing credit cards to earn Ultimate Rewards, the Chase Freedom Unlimited and the Chase Sapphire Preferred Card make a powerful duo. Chase Sapphire Preferred Highlights. Chase Sapphire Preferred Card: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. Chase Sapphire Preferred® Card: Up to five referrals; Maximum 75,000 bonus points: Chase Sapphire Reserve® Up to five referrals; Maximum 50,000 bonus points: Cards in the Southwest Rapid Rewards. NOT FDIC INSURED. Chase Sapphire Preferred - Refer-A-Friend - Chase. Frequently asked questions. Annual Fee: $550. Activate by July 31, 2024. You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months. The Chase Sapphire Preferred® Card earns Chase Ultimate Rewards points, which are worth 1 cent apiece when redeemed for cash back, gift cards and Amazon purchases. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. Chase Sapphire Preferred is worth its $95 annual fee for. OR ANY OF ITS AFFILIATES. Dream bigger with the Disney Premier Visa Card from Chase. Balance Transfers Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. The Chase Sapphire Reserve is a no-brainer card for those who are looking to up their reward earnings to the highest level. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. The card also offers 10x Ultimate Rewards points on hotels and rental cars purchased through Chase Travel, 5x points on flights purchased through Chase Travel, 3x points on travel and dining. Get a free membership of Instacart+. How to upgrade from Chase Sapphire Preferred to Reserve. By itself, the card doesn't provide access to Chase's transfer partners. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. After you reach $60 (Chase Sapphire Preferred) or $120 (Chase Sapphire Reserve or J. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The typical low score is 646. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. Credit Recommended (670-850) Apply now at Chase's secure site. For many, the decision comes down to this simple cost. You can add a Chase Sapphire Preferred authorized user either through your online account or by calling customer service at (800) 732-9194. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. Our rating: 4. 49% to 28. The Chase Sapphire Preferred® Card is the winner over The Platinum Card® from American Express. For example, if. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. Annual Membership Fee. Chase Sapphire Preferred Card — DoorDash. And, its $95 annual fee is a fraction of the premium travel card's. It’s no wonder millions of households hold. $550; each authorized user: $75 per year. Earn up to 50,000 Bonus Points per year by referring friends to the Sapphire Reserve card. The Sapphire Preferred is one of our most recommended credit cards, especially for travel beginners. It earns 5 points on travel purchased through Chase Ultimate Rewards®, 2 points. 1, and deposits that amount of points back into your account. This can be a good option for booking low-cost domestic airfare with your Chase points since. 6 Welcome Bonus 60,000 bonus points Annual Fee $95 Regular APR 21. The Chase Sapphire Preferred offers 10% anniversary bonus points: Each account anniversary year, cardmembers will receive bonus points equal to 10% of the total spending in points from purchases made with the card during the previous account anniversary year. 05 cents apiece for Chase Ultimate Rewards points (according to TPG valuations), the current 60,000-point bonus on the Sapphire Reserve is worth $1,230. Chase Sapphire Reserve: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. Chase Sapphire Preferred Card – $750 in Award Travel. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed. Benefits include daily breakfast for 2, complimentary Wi-Fi, an onsite amenity, room. 5 points per dollar spent for all. With the Chase Sapphire Preferred card, you’re eligible to get up to $10,000 per person in reimbursements due to illness, severe weather, or a handful of other covered circumstances. With Chase Ultimate Rewards, you can redeem the points you've earned for travel, experiences, merchandise, gift cards and even. If you're registered with both programs, you're able to skip the identity verification line and. 49%-28. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. The reimbursement can cover. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. The Capital One Venture Rewards Credit Card Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. You can earn 10,000 bonus points for each friend who gets a participating IHG One Rewards Credit Card. The Chase Sapphire Preferred offers a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. " Select "Complimentary Airport Lounge Access. 5 cent per point. If you have one of those, you can effectively convert your cash-back rewards from the Freedom Flex to fully transferable Ultimate Rewards. Expert take: The Chase Sapphire Preferred’s popularity in the travel rewards card space makes sense—it earns valuable Chase Ultimate Rewards points,. This popular card features a sizable welcome bonus, a reasonable $95. Keep in mind that the Chase Sapphire Reserve card has a minimum credit limit of $10,000 by virtue of being a Visa Infinite card. Save money on annual fees. The Chase Sapphire Preferred® Card isn’t a credit card for. 24% Variable). There is a 0% introductory APR on purchases for 15 months after account opening (then 20. This popular card features a sizable welcome bonus, a reasonable $95. Here's how the two compare. It's a credit card built solely for the purpose of travel and dials everything into making that experience. $ 25. In addition to the generous bonus offer. The Chase Sapphire Preferred Card is the lower $95-annual-fee version and remains a top pick, winning Best Travel Rewards Credit Card and Best Refreshed Credit Card in the 2021 TPG Awards. Purchases made with this card are covered against eligible damage or loss for up to 120 days after purchase, for up to $500 in coverage per claim and $50,000 per account. That makes a 60,000-point welcome offer. NOT A DEPOSIT. Chase doesn’t publicly disclose the Chase Sapphire Preferred. 49% variable APR on purchases and balance transfers, which is a decent range for a rewards card. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. In This Article. $ 0. Chase Sapphire Preferred® Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Rewards: 5 points per $1 on travel. If you transfer the Ultimate Rewards you earn with the Freedom card to your Sapphire Preferred. Keep reading to find the answer. Chase Sapphire Preferred Card: 15,000 bonus points for each referral — up to 75,000 points per year. Eligible customers must have a valid coupon code and meet terms and conditions of the. Any travel you book through the Chase Ultimate Rewards portal will earn you 5X points, whereas travel booked on other third-party sites will still garner 2X points. 5 cents per mile in value for this redemption option. 60,000 bonus points Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. OR ANY OF ITS AFFILIATES. com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases. The Chase Sapphire Preferred bonus of 80,000 points is worth $1,000 (or 1. OR ANY OF ITS AFFILIATES. Chase Sapphire Reserve: Best for frequent travelers. The Chase Sapphire Preferred Card is one of the best existing travel rewards credit cards on the market. Variable APRs based on creditworthiness — penalty APRs can also apply if you don’t pay your bills promptly. We suggest that you have a minimum credit score of 700 to apply for the Chase Sapphire Preferred and a recommended score of 720+. When it comes to Chase. Additionally, it offers flexible point redemption options, no foreign. One of the most important factors is your credit score. My Chase Plan SM Fee (fixed finance charge). SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Standard: The Standard membership plan offers $35 lounge visits with an annual fee of $99. Both. Compare the card with the Chase Sapphire Reserve credit card and apply now. The following are cards reported to be subject to the 5/24 rule: Chase Freedom Flex. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. Refer friends now. Chase Sapphire Preferred. To file a claim over the phone, start by calling 888-320-9961. Open for details, including ways to avoid certain fees. The Venture Card, meanwhile, offers 75,000. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. 5. com. The Chase Sapphire Preferred and Citi Premier® Card are both great cards if you want to earn high rewards on recurring spending. Intro Bonus. Chase Sapphire Preferred cardholders can redeem Chase Ultimate Rewards points at a rate of 1. With the Chase Sapphire Preferred® Card, points can be used to book travel through the Chase Ultimate Rewards® portal for a value of 1. So they’re worth more if you redeem them to make new travel purchases through Chase. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. While the Chase Sapphire Preferred card doesn’t offer complimentary Global Entry, its big brother, the Chase Sapphire Reserve card does. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. First things first: Always check the Chase Ultimate Rewards travel portal before you book a ticket. That's $750 when you redeem through Chase Ultimate Rewards®. Chase Sapphire Reserve Fees. In addition to attractive bonus spending categories, the Chase Sapphire. The Chase Sapphire Preferred’s annual fee is very reasonable and is in line with what many mid. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The card recently revamped its earning rates so cardholders can accrue rewards even faster. Chase Sapphire Preferred Card: $95: 3x on dining and 2x travel purchases (and 5x on Lyft through March 2025) Both: Ink Business Preferred Credit Card: $95: 3x on the first $150,000 spent on travel and select business purchases each account anniversary year:In 2021, Chase revealed new benefits for both of its Sapphire cards, which included the addition of the $50 hotel credit for those with the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. New cardholders must. Lucrative Initial Rewards Bonus. And both cards include perks that can easily justify their respective annual fees ($95 for the Sapphire Preferred and $550 for the Sapphire Reserve). Chase Sapphire Preferred trip cancellation coverage reimburses cardholders in the event of cancelled or interrupted trips due to sickness, severe weather, and other unforeseen circumstances. The Chase Sapphire Reserve and its cheaper sibling, the Chase Sapphire Preferred Card, are among the best travel credit cards due to their amazing earning rates. The Chase Sapphire Preferred® Card is a great alternative to the Chase Sapphire Reserve® because it has a much more reasonable $95 annual fee but still earns generous rewards: 5x points on. 49%-28. 25 cents each toward the cost of a travel. The Chase Sapphire Preferred annual fee is lowered to $0 for anyone listed as a covered borrower in the Military Lending Act Database. Before comparing the Chase Sapphire Preferred to the best Citi AAdvantage credit cards, let’s quickly review some of the best travel perks: Earn up to 5x Chase Ultimate Rewards® on purchases; 3x points on qualifying dining, online grocery orders, and select streaming servicesThe Chase Sapphire Preferred® Card is commonly known as the best card for those starting off with travel rewards. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. And, its $95 annual fee is a fraction of the premium travel card's. The $95 annual fee is easily offset through its solid rewards, welcome bonus and loyalty program. Any manufacturer’s. This is thanks to a 25 percent points boost for. 95 per service call, while the Chase Sapphire Reserve card offers 4 free service calls valued up to $50 each per year. Both the Chase Sapphire Preferred Card and the Chase Sapphire Reserve offer identical insurances: up to $10,000 per covered person with a maximum of $20,000 per trip. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. Before the Chase Sapphire Reserve launched, I used the Sapphire Preferred for years to cover most of my purchases — thanks to the 2 points per dollar earned on all travel and 3 points per dollar dining, two broad categories that cover. And there's no better place to start than the Chase Sapphire Preferred® Card which offers 60,000 Ultimate Rewards points after spending $4,000 in the first three months of card membership. Welcome bonus: 60,000 points after spending $4,000 on purchases in the first three months of account opening. That's $750 when you redeem through Chase. The Chase Sapphire Preferred® Card is one of the absolute best travel cards available. The Chase Sapphire Preferred® Card, with its reasonable annual fee, top-tier travel partners and access to Chase’s travel portal, is the perfect entree into the world of travel credit cards. Most credit cards that include a Priority Pass membership also include a number of free visit with some including unlimited free member visits. Enter the authorized user's detail s: After clicking on the ‘add authorized user' tab, you will be. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. In fact, right now, new applicants for the Chase Sapphire Preferred Card can earn a bonus of 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. At a Glance. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. There is no set credit score requirement. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Redeem Points Through Ultimate Rewards. As a cardmember, you'll receive complimentary Priority Pass™ Select membership after enrolling and completing a one-time activation. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. Transaction Fees. Here’s a list of the rates and fees you should be aware of before applying for the Chase Sapphire Reserve: Annual fee: $550. $95. That's true for all three Sapphire cards: The Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® card, and the original Chase Sapphire® Card (no longer available to new applicants). 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. The card comes with a $95 annual fee, but it's relatively easy to cover it (and then some). The Chase Sapphire Preferred card offers these benefits: Chase Offers — Discounts with select merchants; Purchase Protection — Covers new purchases against damage or theft for up to 120 days from purchase with up to $500 in coverage per claim and $50,000 per account;The Chase Sapphire Preferred ® Card launched over a decade ago, democratizing the travel rewards card market. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. The Chase Sapphire Preferred does not charge foreign transaction fees, making this a great credit card to keep in your wallet on international trips. This is also formally known as the Chase 5/24 rule. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market – it's undoubtedly our favorite card for beginners, period. How to apply, how to redeem your points, and more!If you have a Sapphire Reserve card, there are 5 easy steps to activate your Priority Pass Select membership: Sign in to Chase Ultimate Rewards. To give an idea of how. Morgan Reserve) in statement credits, your payment method on file will continue to be auto-billed each month at Peloton’s then current regular monthly membership price, unless you cancel before the end of the relevant membership term. If you’re a frequent traveler who wants to earn an influx of rewards to use toward free travel, the Chase Sapphire Preferred ® Card is an ideal choice. UP's Bonus Valuation*: $1,200. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. The Chase Sapphire Preferred is a travel credit card that offers 5X Ultimate Rewards points on travel purchased through the Chase portal, 2X points on other travel purchases and 1X point on all other purchases. g Chase Sapphire, Chase Sapphire Preferred or Chase Sapphire. Chase Sapphire Preferred Card Bank of America Travel Rewards; Sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening: 25,000 points after you spend $1,000 in the first 90 days of account opening: Annual fee: $95: $0: Earning rates:At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. You're now leaving Chase. You’re not eligible for the bonus on the card if: You currently have any Chase Sapphire credit card (this includes the Preferred and the Reserve)Best cards for earning Chase Ultimate Rewards. The Chase Sapphire Preferred® Card has a $95 annual fee. The Chase Sapphire Preferred® Card currently has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Earn 2% on select card purchases and 1% on all other card purchases. So if Chase doesn't qualify you for at least a $5,000 credit line, then you usually won't be approved for the card either. The easiest way you can reach the Chase Sapphire Preferred customer service is by sending them a secure message online or by calling them at (800) 493-3319. Welcome offer: Earn 80,000 bonus points after spending $4,000 on new purchases within the first three months of having the Chase Sapphire Preferred Card. NOT FDIC INSURED. only. 5 cents each toward the same purchases; Can be transferred to. This coverage is capped at. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. The Chase Sapphire Preferred. Meanwhile, points earned with the Sapphire Preferred are worth just 1. 25. But if you've already listened to us and gotten the Chase Sapphire Preferred, your next card decision might seem more daunting. The card carries a $95 annual fee. NOT A. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. Redeem toward most anything Disney at most Disney U. The Chase Sapphire Preferred and the Chase Sapphire Reserve both require new cardholders to spend $4,000 within three months to earn a 60,000-point bonus right now. The Chase Sapphire Preferred® Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. Chase Sapphire Preferred highlights Welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases within three months of account opening Annual fee: $95Both the Chase Sapphire Preferred card and the Amex Platinum card offer trip interruption and cancellation insurance. The Chase Sapphire Reserve provides top-notch coverage for rental cars and also provides $300 in annual travel credits plus airport lounge access; the card's annual fee is $550. Chase Sapphire Preferred: The card offers a welcome bonus of 60,000 bonus Ultimate Rewards points after spending $4,000 within the first three months. com. Welcome offers. If you have a decent credit history (a few accounts 3 to 5 years old or more), a decent score (somewhere close to 720), and an income of $50,000+ you probably have some good odds of being approved.